Deposit Protection Scheme (DPS)
Deposit Protection Scheme

The following types of deposits are not protected under DPS:
  • Term deposits with original maturity longer than 5 years,
  • structured deposits (such as foreign currency-linked and equity-linked deposits),
  • bearer instruments (such as bearer certificates of deposit),
  • deposits, the repayment of which are secured on the assets of the Bank,
  • offshore deposits,
  • other financial products such as bonds, stocks, warrants, mutual funds, unit trusts and insurance policies are not protected.

As of 1 January 2011, secured deposits (such as deposits used as collateral to secure a banking facility), have been protected by the DPS.



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